ESTO Installment Payment is an innovative payment solution that helps you create a payment schedule based on your chosen period. The payment solution makes real-time decisions and enables you to complete your purchase in less than 60 seconds.

Select the desired product or service, inform the customer service representative that you wish to pay with ESTO Installment Payment, and then confirm your order. Upon confirming the purchase, choose your preferred period, the monthly installment amount, and digitally sign using an ID card, Smart-ID, or Mobile-ID.

● ESTO Installment Payment can be applied for by all citizens of the Republic of Estonia aged 18-70.
● ESTO Installment Payment can also be quickly and conveniently arranged for legal entities.
● ESTO Installment Payment is offered and managed by ESTO AS.

ATTENTION! Every installment payment is a financial obligation. Before entering into an installment payment agreement, please familiarize yourself with the terms and conditions of the respective service and, if necessary, consult an expert. The annual percentage rate of charge for ESTO AS installment payment is 23.63% per annum under the following example conditions: credit amount 1490 EUR, cost of goods/services 1490 EUR, down payment 0%, fixed interest rate 11.90%, contract fee 0 EUR, total credit amount and sum of repayments 1844.64 EUR, assuming the credit is repaid within 24 months in equal monthly installments of 76.86 EUR. Before signing the contract, please familiarize yourself with the terms and conditions and, if necessary, consult a specialist. Installment payment is offered and managed by ESTO AS.

WHAT IS ESTO? ESTO is a financial services company whose origins date back to 2016. The brand emerged from the need for new-generation payment solutions suitable for both the end-consumer  and the seller. Today, ESTO offers the widest selection of various payment solutions in the Baltics, and

ESTO’s partner network includes over 2,600 partners and stores, serving over 300,000 clients.

Familiarize yourself with the terms here: www.esto.eu/ee
If necessary, please contact an ESTO AS employee at info@esto.ee or via the www.esto.eu/ee LIVE chat window.